Welcome to Bimadirect (www.bimadirect.com), a state of the art internet based
business to consumer (B2C) direct comparison and retail program for distribution
of Insurance products to customers in India.
has been built to provide benefit/price comparison, choice of channel and objective/unbiased
advice to its users/visitors on matters related to Life and General insurance. In
order to be able to do so, we have associated with all major Insurance companies
in India and make every effort to ensure that information regarding their products
is accurate and updated. However, we advise the users to also cross-verify and examine
all such information directly with the respective Carriers. The mere availability
of information on www.bimadirect.com doesn’t hold any of its Directors or stakeholders, employees or officers liable for any of the users’
investment decisions, and he/she is solely responsible for all decisions made on
the basis of such information. By using our website, you agree to be bound by terms
and conditions on this page.
Registration with Bimadirect
By using www.bimadirect.com, visiting any of our pages and/or registering yourself
with us, you authorize us and our associates/partners to contact you through your
preferred mode of communication. This will stand true irrespective of your registration
with Do Not Disturb or Do Not Call or any other similar service. We might contact
you to share information about products or services of our associates, any new services
or features on Bimadirect and/or in response to a request placed by you on our website.
When you register with us, we seek your personal and contact details (Name, e-mail,
mobile, birth date, city, etc), so you are no longer anonymous to us. However, we
take every care that such personal data is not shared with any outsider except being
accessible to certain associates/partners or Legal authorities on a ‘need to know’
Third Party Advertising
We may use web space on Bimadirect for providing third party advertisements. Such
companies might use the information that they gather from our users’ visits and
their behavior to understand their respective markets and make certain policy decisions
regarding their products. Such information might also be used to provide and/or
tune further ads on our website. We however make sure that any user’s personal information
is not shared with third parties unless specifically agreed to by the user.
Limitation of Liability
Bimadirect shall not, under any circumstances, be liable for any special, consequential,
indirect, incidental or punitive damages of any kind or character, including but
not limited to loss of profits or revenues, loss of product and loss of use arising
out of or related to any failure of performance, error, omission, interruption,
defect, delay in operation or transmission, computer virus or line or system failure.
Evidence of Transaction
In respect of any transactions which may be permitted by Bimadirect via its website
(in integration with associate Carriers’ website) from time to time, Bimadirect’s
own records of such transactions maintained through computer systems or otherwise,
shall be accepted as conclusive evidence and binding on the user for all purposes.
More particularly, the record of Bimadirect generated by the transaction(s), including
the recording of the time of transaction(s), shall be conclusive proof of the genuineness
& accuracy of such transactions.
Bimadirect shall not be liable if any transaction does not materialize or may not
be completed or for any failure on its part to perform any of its obligations under
these terms and conditions or those applicable specifically to any services, if
the same is prevented, hindered or delayed by a Force Majeure and in such case its
obligations shall be suspended for so long as the Force Majeure event continues.
“Force Majeure” means any event due to any cause beyond the reasonable control of
Bimadirect, including without limitations, sabotage, fire, flood, explosion, acts
of god, civil commotion, strikes or industrial action of any kind, riots, insurrection,
war, acts of government, faults or failures in telecommunication, unavailability
of any communication systems, breach, or virus in the processes or payment or delivery
mechanism, computer hacking, computer crashes, malfunctioning in the computer terminal
or the systems getting affected by any malicious, unauthorized access to computer
data and storage devices, destructive or corrupting code or program, mechanical
or technical errors/failures or power shut down, etc.
The user shall indemnify, defend and hold harmless Bimadirect (including its officers,
directors, employees, affiliates, group/promoter companies, agents, representatives
or subcontractors) from any and all claims and losses imposed on, incurred by or
asserted as a result of or related to:
- the user’s access and use of this website;
- any non-compliance with the terms and conditions hereof;
- any third party actions related to their receipt and use of the information, whether authorized or unauthorized;
- misuse of their user ID and password;
- any unauthorized use of this website by the user or someone using his/her computer.
The user shall be liable to pay any and all costs, damages and expenses, including,
but not limited to, reasonable attorneys' fees and costs awarded against or otherwise
incurred by or in connection with or arising from any such claim, suit, and action
or proceeding attributable to any such claim.
Neither we nor our affiliates make any representation that this website and its
content are appropriate or available for use in locations outside India. Those who
choose to access this site from other locations are responsible for compliance with
any applicable local laws.
Choice of law
Any dispute arising hereto shall be governed by Indian laws and shall be subject
to the jurisdiction of courts at Hyderabad, Telangana.
upon posting on this website. To use our website, you must be of legal age to enter
into a binding contract and not be prohibited from using the services by the laws
of the jurisdiction from which you access the services.