Insurance Type : Term Insurance   Availability : Online only
Underwritten by : India First Life   Distributed by : bimadirect.com

India First Life ‘Anytime Plan’

(UIN 143N009V02)

About Product:

India First Life ‘Anytime Plan’ is a pure term insurance plan which provides financial security to the family of Insured in case of early death of Life Insured. This plan can be bought by Indian citizens (only resident) in the age group of 18 to 60 yrs and they can stay insured under this plan for a maximum policy term of 30 yrs or till the Insured turns 70 yrs of age (whichever is earlier). Both natural and accidental fatality is covered under ‘Anytime Plan’. The Life coverage also extends to situations like terrorist attack, plane hijack, natural calamity, etc. The Anytime Plan can be bought online from www.bimadirect.com.

Key exclusion: Sum Assured is not paid if the Insured commits suicide within 1 yr of buying a fresh policy or within 1 yr of reinstating a lapsed policy.

Know more about your Insurance

Key features: Eligibility, Benefits and Pricing

Minimum Age at Entry : 18 years
Maximum Age at Entry : 60 years
Maximum Age at Renewal : 70 years
Minimum Sum Assured : Rs 10 lacs
Maximum Sum Assured : Rs 49 lacs
 
Minimum Policy Term : 5 years
Maximum Policy Term : 30 years
Premium Pay Term : = policy term
Premium Payment Frequency : Many options
Survival Benefits : NA


Premium for a Non-Smoker/Healthy Life (Incl of S.Tax)   (INR)

   25 yr old male   35 yr old male   45 yr old male 
Term  SA
10 lacs
SA
25 lacs
SA
50 lacs
SA
1 Cr
SA
10 lacs
SA
25 lacs
SA
50 lacs
SA
1 Cr
SA
10 lacs
SA
25 lacs
SA
50 lacs
SA
1 Cr
10 yrs 1563 3146 4831 8427 2112 4185 6404 11123 4707 9269 12921 22921
15 yrs 1573 3146 5112 8876 2303 4550 6910 12134 5225 10477 14269 25393
20 yrs 1584 3146 5280 9101 2651 5252 7191 12696 6033 12079 15898 28427
25 yrs 1685 3342 5280 9213 3067 6067 8033 14157 NA NA NA NA


How to ensure a smooth & hassle-free claim experience?

  1. Fill your proposal form very carefully to ensure accuracy & correctness of all relevant information like Name, DOB, Health status, policy details, contact information, nominee details, etc. Also cross-check the policy document for accuracy & correctness of the information provided. Immediately approach the Insurer, should you find any discrepancy in the data.

  2. Disclose all material facts clearly and be truthful about your health and lifestyle attributes (tobacco/alcohol consumption) related information. An affirmative declaration doesn’t mean that your policy will be rejected.

  3. Ensure that your nominee is well-informed about the status of your policy. Keep the policy documents in a safe location and ensure that your nominee knows where the policy bond is stored.

  4. Pay your premiums regularly & in time to keep your policy in force. Follow simple procedures like setting premium due date reminders for yourself by registering with www.bimadirect.com and give your loved ones a stress-free future.

  5. Intimate your Insurer about death & register your claim. Submit duly completed claim forms and other documents at the nearest Indiafirst Life Branch office or at the Insurer’s Head office in Mumbai. For any claim assistance, please get in touch with the Insurer at 1860 267 9999. You can also write to them at claims.support@indiafirstlife.com

Some key statistics for Aegon Religare

ITEM   NUMBER
Claims Settlement Ratio : 71%
Claims Rejection Ratio : TBA
Complaints Resolution Ratio : TBA


How to decide your ideal Life cover?

Your insurance cover should be enough to provide for your family/dependants’ monthly expenses without upsetting any of their lifestyle related needs.

Make sure you are choosing enough Insurance coverage so as to cover all your outstanding liabilities/debt, etc in absence of your earning hand.

Your insurance cover should be able to provide for & meet with all the foreseeable future needs.

Disclaimer: This is only an illustrative document to serve as a quick guide for aide in decision making. For line item details please refer the product brochure.


IRDAI License
Coretree Insurance Brokers (India) Pvt. Ltd.
IRDAI License Number - 437
Category: Direct (Life & General)
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