Health Suraksha Family is the health insurance offering of Future Generali to Indian residents between the age of 90 days and 45 yrs. The Family can include upto 2 adults (husband & wife) in the age group of 18 to 45 yrs and 2 children between the ages of 90 days & 25 yrs. The Insurer allows online purchase without medical tests for people upto the age of 45 yrs, subject to a clean proposal form. Future Generali divides India into 3 regions – Zone A, Zone B and Zone C (refer Future Generali’s website for a list of cities under various zones). The Gold plan has been underwritten for people residing in Zone A (Mumbai including Thane & Delhi/NCR). The Insured under Gold plan is eligible to undergo medical treatment in hospitals across all the 3 Zones without any applicable co-pay and as per Insurer’s claim settlement procedures.
Know more about your Insurance
Key features: Availability, Benefits and Exclusions
|Product pricing (Incl. S/Tax)||(Rs)|
*Please note in case of an emergency pre-authorization needs to be done with in 24 hrs of admission.
Some key statistics for Future Generali
|Claims Pending Ratio||:||To be Announced soon|
|Complaints Resolved Ratio||:||To be Announced soon|
|Provider Network (cashless)||:||To be Announced soon|
General Health Insurance Tips
Understand the cost of healthcare in your city/area before deciding the total cover (Sum Assured)
If your family includes a young bride, it is important to ensure the coverage of maternity benefits
Ask about the coverage of pre-existing diseases
Look at the waiting period
Satisfy yourself about the specific disease’s coverage under the Critical Illness cover
Inquire about the availability of cashless facility at the Network hospitals
Always compare before buying
Disclaimer: This is only an illustrative document to serve as a quick guide for aide in decision making.
|Information Source:||Future Generali website www.online.futuregenerali.in as on 28th Sep’2011
IRDAI annual report’2010