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Health Insurance for Parents

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Parents Health Insurance

Parents toil to bring us up. They put their heart and soul in nourishing us. Now, when we are grown up, it is our duty to take care of our parents and health is the major of all issues in life. So, take care of parents’ health by buying parents health insurance policy.

Parents Health insurance in India in two formats - An Individual Health Policy which caters to a separate health insurance policy for each of the family members and Family Floater Plans wherein the entire family is covered under one plan. The customer has the option to include self, spouse, children and parents thus getting a full family medical insurance coverage.

Advantages of Family Floater Plan:

Family health insurance plans India give a policy holder an edge by not only making it easy for him to manage one policy but also provides him with family medical insurance with the following advantages:

  • A family floater policy is easier to manage than an individual plan. Compared to an individual plan, family floater policies needs you to remember a single date while renewing, instead of three or four dates in the case of individual plans and it also gets you a full health cover for family.
  • These plans are best for parents health insurance. Most family floater plans provide free health checkup for elder members or senior citizens insured under the plan. This helps in reducing overall cost by eliminating unnecessary attachments for younger ones covered.
  • In a family floater, it is easy to add a new family member. With an individual cover, a fresh policy needs to be taken every time there is an addition to the family. In case of the unfortunate demise of the senior-most member of the family, other members of the family can continue with the floater without losing any benefits and health cover for family continues.
  • Many of the insurers provide option to include parent in laws with little extra cost, making it the best health insurance for parents of both side of family.
  • Many insurers have now given the option of 2 year policy cover. This allows a continuous hassle free coverage without any increase in premium for the selected tenure.

So, buy the best medical insurance for parents from Bimadirect which will give you a range of products to choose from. Our quote comparison, expert advice and claim settlement services will ensure the best medical insurance for parents

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